National Bitcoin ATM Terms and Conditions
Thank you for visiting the National Bitcoin ATM website located at www.nationalbitcoinatm.com (the “Site”) and/or one of the National Bitcoin ATM virtual currency kiosks (“Kiosks,” and together with the Site, the “National Bitcoin Venues”). The National Bitcoin Venues are properties of Westcliff Technologies, Inc. d/b/a National Bitcoin ATM (collectively, “National Bitcoin” “we,” “our” or “us”). The following National Bitcoin Terms and Conditions (“Terms and Conditions”) are inclusive of the National Bitcoin Privacy Notice (“Privacy Notice”) and any and all other applicable operating rules, Policies, price schedules and other supplemental terms and conditions or documents that may be published from time to time, which are expressly incorporated herein by reference (collectively, the “Agreement”).
Capitalized terms shall have the meanings defined in line herein or as set forth in Section 16 (Definitions) below.
PLEASE REVIEW THE TERMS OF THE AGREEMENT CAREFULLY. IF A USER DOES NOT AGREE WITH THE TERMS OF THE AGREEMENT IN THEIR ENTIRETY, THAT USER IS NOT AUTHORIZED TO USE THE NATIONAL BITCOIN OFFERINGS IN ANY MANNER OR FORM.
THE AGREEMENT CONTAINS DISCLAIMERS OF WARRANTIES, LIMITATIONS OF LIABILITY, RELEASES, A CLASS-ACTION WAIVER, AND THE REQUIREMENT TO ARBITRATE ANY AND ALL CLAIMS THAT MAY ARISE HEREUNDER AGAINST NATIONAL BITCOIN, AS WELL AS ITS PARENT, SUBSIDIARIES, RELATED PARTIES, THIRD-PARTY SERVICE PROVIDERS AND PARTNERS (COLLECTIVELY, “COVERED PARTIES”), WHO ARE EXPRESS THIRD-PARTY BENEFICIARIES OF THE MANDATORY ARBITRATION PROVISION. THE AFOREMENTIONED PROVISIONS ARE AN ESSENTIAL BASIS OF THE AGREEMENT.
NEW JERSEY STATE RESIDENTS ARE ENCOURAGED TO REVIEW THEIR RIGHTS UNDER THE AGREEMENT, AS PROVIDED UNDER THE NEW JERSEY TRUTH-IN-CONSUMER CONTRACT WARRANTY AND NOTICE ACT (“TCCWNA”).
ONLY ONE PERSON MAY USE ONE ACCOUNT. SENDING TO A WALLET THAT YOU DO NOT CONTROL IS AN EXPRESS VIOLATION OF OUR TERMS. VIOLATION OF EITHER WILL RESULT IN YOU BEING BANNED FROM OUR PLATFORM.
Each end-user visitor to the Site (“User,” “Customer,” “you” or “your”) agrees to the terms of the Agreement, in their entirety, when she/he: (a) accesses or uses a National Bitcoin Venue; (b) accesses and/or downloads any of the: (i) graphics, artwork and/or other content featured on the National Bitcoin Venues, including crypto currency-related content (collectively, “Informational Content”); and/or (ii) links to third party websites, products and/or services (“Third-Party Links,” and together with the Informational Content, the “Content”); (c) purchases Bitcoin, Litecoin and/or Ethereum crypto currency (collectively, the “Digital Currencies”) by and through the National Bitcoin Venues (“Purchase Services”); (g) trades any of the designated Digital Currencies via the National Bitcoin Over-the-Counter market service (“OTC Service”); (h) uses the Kiosk-locater search functionality to locate a Kiosk near the User’s designated location (“Store Locator”); and/or (k) utilizes the various contact forms and/or contact information made available via the National Bitcoin Venues as a means to contact directly, or request to be contacted by, National Bitcoin (collectively, the “Contact Services,” and together with the National Bitcoin Venues, Content, Purchase Services, OTC Service, and Store Locator, the “National Bitcoin Offerings”).
The following non-exhaustive list of mobile carriers are not liable for delayed or undelivered messages:
AT&T, Alltel, T Mobile, Verizon Wireless, U.S. Cellular, Sprint, Boost, Metro PCS, Cellcom, Cellular One, Cellular South, Cincinnati Bell, nTelos, Virgin Mobile, ACS Wireless, Bluegrass, Centennial, Cox Communications, ECIT – Cellular One of East Central Illinois, EKN – Appalachian Wireless, GCI Communications, Immix – PC Management, Inland Cellular, IVC – Illinois Valley Cellular, Nex-Tech Wireless, RCC/Unicel, Revol, RINA/All West Wireless, RINA/CTC Telecom-Cambridge, RINA/FMTC-Farmers Mutual Telephone Co., RINA/Nucla-Naturita Telephone Co., RINA/Silverstar, RINA/Snake River PCS, RINA/South Central, RINA/Syringa Wireless, RINA/UBET, and West Central Wireless.
You also understand and agree that: (a) National Bitcoin may send emails, including inquiries and use of National Bitcoin Offerings, to the email address you provided to National Bitcoin and (b) such emails may be sent to a wireless device and you might be charged by your wireless carrier for the transmission of such emails. With regards to any commercial communications, you may revoke consent to receive commercial emails from National Bitcoin at any time.
(a) Breach the Agreement, the Acceptable Use Policy, or any other agreement or policy that you have entered into with National Bitcoin.
(b) Violate any law, statute, ordinance, or regulation (for example, those governing financial services, consumer protections, unfair competition, anti-discrimination or false advertising).
(c) Infringe upon National Bitcoin’s or any third party’s copyright, patent, trademark, trade secret or other intellectual property rights, or rights of publicity or privacy.
(d) Use counterfeit currency.
(e) Act in a manner that is defamatory, trade libelous, threatening or harassing.
(f) Provide false, inaccurate or misleading information.
(g) Send or receive what we reasonably believe to be potentially fraudulent funds.
(h) Refuse to cooperate in an investigation or provide confirmation of your identity or any Information you provide to us.
(i) Attempt to receive funds from both National Bitcoin and the seller, bank, or credit card issuer for the same transaction during a dispute regarding said transaction.
(j) Control an Account that is linked to another Account that has engaged in any of these Restricted Activities.
(k) Continuously Conduct your business or use the National Bitcoin Offerings in a manner that results in or may result in complaints, Disputes, Claims, reversals, Chargebacks, fees, fines, penalties and other liability to National Bitcoin, other Users, third parties or you.
(l) Participate in or otherwise facilitate any scams, fraudulent activity, or other such improper transactions.
(m) Damage, modify, or otherwise alter any National Bitcoin property.
(n) Disclose or distribute another User’s Information to a third party or use the Information for marketing purposes unless you first receive the User’s express consent to do so.
(o) Send unsolicited email to a User or use the National Bitcoin Offerings to collect payments for sending, or assisting in sending, unsolicited email to third parties.
(p) Take any action that imposes an unreasonable or disproportionately large load on our infrastructure.
(q) Facilitate any viruses, Trojan horses, worms or other computer programming routines that may damage, detrimentally interfere with, surreptitiously intercept or expropriate any system, data or Information.
(r) Use any robot, spider, other automatic device, or manual process to monitor or copy the Site without our prior written permission.
(s) Use any device, software or routine to bypass our robot exclusion headers, or interfere or attempt to interfere with any National Bitcoin Venues or other National Bitcoin Offerings; and/or
(t) Violate any law, contract, intellectual property or other third-party right, or commit a tort. You are solely responsible for your conduct while using the National Bitcoin Offerings. You further agree that you will not:
(i) Use the National Bitcoin Offerings in any manner that could interfere with, disrupt, negatively affect, or inhibit other Users from fully enjoying the National Bitcoin Offerings, or that could damage, disable, overburden or impair the functioning of the National Bitcoin Offerings in any manner, including any physical damage or defacement of a Kiosk;
(ii) Use the National Bitcoin Offerings to pay for, support, or otherwise engage in any illegal activities including, but not limited to: (A) illegal gambling; (B) illegally acquired music, movies or other content; (C) sexually oriented materials or services; (D) fraud or money-laundering; (E) terrorist financing; (F) the purchase or sale of illegal or controlled substances, or (G) human trafficking.
(iii) Use the National Bitcoin Offerings to pay for ransomware.
(iv) Use the National Bitcoin Offerings to pay for backpage advertisements.
(v) Use any robot, spider, crawler, scraper, or other automated means or interface not provided by us to access the National Bitcoin Offerings or to extract data.
(vi) Use any hardware or software to bypass, disable, or interfere with the National Bitcoin Offerings or the Verification Process.
(vii) Use or attempt to use another User’s Account, cryptocurrency wallet, or other cryptocurrency repository without authorization.
(viii) Attempt to circumvent any content filtering techniques we employ, or attempt to access any National Bitcoin Offerings or area of the National Bitcoin Offerings that you are not authorized to access.
(ix) Develop or deploy any third-party applications, software, or hardware that interact with the National Bitcoin Offerings without our prior written consent in each instance.
(x) Encourage or induce any third party to engage in any of the activities prohibited under the Agreement; and/or
(xi) Take any action that may cause us to lose any of the services from our Internet Service Providers, payment processors or other vendors/suppliers.
National Bitcoin ATM Privacy Policy
Thank you for visiting the National Bitcoin ATM website located at www.nationalbitcoinatm.com (the “Site”) and/or one of the National Bitcoin ATM automated or attended virtual currency kiosks (“Kiosks,” and together with the Site, the “National Bitcoin Venues”). The National Bitcoin Venues are Internet properties of the Westcliff Technologies, Inc. d/b/a National Bitcoin ATM (collectively, “National Bitcoin” “we,” “our” or “us”). This National Bitcoin ATM Privacy Notice (“Privacy Notice”) covers our treatment of personal information and other information that we collect when end-users (“user,” “you” or “your”): (a) access or use National Bitcoin Venues; (b) access and/or download any of the: (i) graphics, artwork and/or other content featured on the National Bitcoin Venues, including crypto currency-related content (collectively, “Informational Content”); and/or (ii) links to third party websites, products and/or services (“Third-Party Links,” and together with the Informational Content, the “Content”); (c) purchase Bitcoin, Litecoin and/or Ethereum crypto currency (collectively, the “Cryptocurrencies”) by and through the National Bitcoin Venues (“Purchase Services”); (d) trade one of the designated Cryptocurrencies via the National Bitcoin Over-the-Counter market service (“OTC Service”); (e) use the Kiosk-locater search functionality to locate a Kiosk near your designated location (“Store Locator”); (f) submit an application to host a Kiosk at your designated location (“Hosting Request Service”); and/or (g) utilize the various contact forms and/or contact information made available via the National Bitcoin Venues as a means to contact directly, or request to be contacted by, National Bitcoin (collectively, the “Contact Services,” and together with the National Bitcoin Venues, Content, Purchase Services, OTC Service, Store Locator, and Hosting Request Service, the “National Bitcoin Offerings”). Please note, if you are a resident of a European Union Member State, you are not permitted to use the National Bitcoin Venues and/or National Bitcoin Offerings.
Users with disabilities who wish to access this Privacy Notice in an alternative format can contact us by e-mailing us at: help@nationalbitcoinatm.com or by sending us U.S. Mail to: Westcliff Technologies, Inc. (d/b/a National Bitcoin ATM), 237 A St #10101 San Diego CA 92101.
Vermont Residents
Except as otherwise permitted by applicable law, we will not share your non-public personal information without your opt-in consent. We may ask you, from time to time, for such consent which you are permitted to revoke in accordance with applicable law.
Capitalized terms not defined herein shall have the meanings set forth in the National Bitcoin ATM Website Terms and Conditions (“Terms and Conditions”). IF YOU DO NOT AGREE TO THE TERMS OF THIS PRIVACY NOTICE IN THEIR ENTIRETY, YOU MAY NOT ACCESS OR OTHERWISE USE THE NATIONAL BITCOIN OFFERINGS.
California Privacy Rights
–Shine the Light: If you are a resident of the State of California and would like to learn how your “personal information” (as defined in Cal. Civ. Code § 1798.83) is shared with third parties, what categories of personal information we have shared with third parties in the preceding year, as well as the names and addresses of those third parties, please e-mail us at: help@nationalbitcoinatm.com; or send us U.S. Mail to: Westcliff Technologies, Inc. (d/b/a National Bitcoin ATM), 237 A St #10101 San Diego CA 92101.
Further, if you are a resident of the State of California and would like to opt-out from the disclosure of your personal information to any third party for marketing purposes, please e-mail us at: help@nationalbitcoinatm.com; or send us U.S. Mail to: Westcliff Technologies, Inc. (d/b/a National Bitcoin ATM), 237 A St #10101 San Diego CA 92101. Please be advised that where California State residents opt-out from permitting their personal information to be shared, such individuals may still receive selected offers directly from us, in accordance with applicable law.
–California Consumer Privacy Act of 2018 (“CCPA”): In addition to the foregoing, if you are a resident of the State of California, certain other privacy-related rights may apply to you in accordance with the CCPA, including the right to opt-out of our sale/sharing of your personal information, as well as the right to know what personal information about you we have collected, whether your personal information was shared with third-parties in the preceding year and, if so, what categories of personal information were shared, as well as the categories of third parties with whom we shared that personal information. Please see our “Privacy Provisions for California Residents” below for a more complete description of your rights under the CCPA as a California State resident.
Nevada Privacy Rights
If you are a resident of the State of Nevada and would like to opt-out from the sale of your personal information to any third party data broker, please e-mail us at: help@nationalbitcoinatm.com or send us U.S. Mail to: Westcliff Technologies, Inc. (d/b/a National Bitcoin ATM), 237 A St #10101 San Diego CA 92101.
Personal Information Collected
Please see our Privacy Provisions for California Residents below for additional details regarding the categories of personal information collected.
For the purposes of this Privacy Notice, “personal information” shall mean individually identifiable information from or about an individual. We collect certain personal information when you access certain of the National Bitcoin Offerings and complete the required information request forms (“Form(s)) and/or otherwise provide such information to us via the National Bitcoin Venues. The information that you must supply on the Form(s) may include, without limitation: (a) your full name; (b) your date of birth; (c) your mailing/billing address; (d) your e-mail address; (e) your telephone number; (f) your credit card information, debit card information and/or bank account information (where purchasing Cryptocurrencies); (g) certain biometric information used to confirm your identity; (h) certain identification-related data (such as your Social Security Number, driver’s license number and related information, and passport number and related information); and/or (i) any other information requested by us via the applicable National Bitcoin Venue.
For purposes of this Privacy Notice, items (f) through (h) in the preceding paragraph, will be considered “Sensitive Information.”
Use and Sharing of Personal Information
Please see our Privacy Provisions for California Residents below for details regarding our use and sharing of personal information.
National Bitcoin will never share, sell, rent, exchange or barter your personal information to or with any third party for financial gain or marketing purposes.
By making your personal information available to National Bitcoin, you also grant National Bitcoin the right, subject to applicable law, to use that personal information to contact you by telephone and email regarding your use of the National Bitcoin Offerings (including in connection with any purchase of Cryptocurrencies). If you wish to stop receiving future communications from us, please follow the instructions at the end of each such marketing message or see the “Opt-Out/Unsubscribe” section below.
Where you submit personal information, we use the personal information that you make available to facilitate the delivery of the applicable National Bitcoin Offerings to you, including the Cryptocurrencies and to respond to any inquiries made by you. You also agree that we may contact you at any time with updates and/or any other information that we may deem appropriate for you to receive in connection with your continued use of the National Bitcoin Offerings.
We may also employ other companies and individuals to perform certain functions on our behalf. Examples include verifying your identity, other payment transactions, sending direct and electronic mail, removing duplicate information from user lists, analyzing data and providing marketing analysis. The agents performing these limited functions on our behalf shall have access to our users’ personal information (including Sensitive Information, where applicable) as needed to perform these functions for us, but we do not permit them to use user personal information for other purposes.
We will also use your personal information for customer service, to provide you with information that you may request, to customize your experience with the National Bitcoin Offerings. We may also use your personal information for internal business purposes, such as analyzing and managing our service offerings including, without limitation, the National Bitcoin Offerings. We may also combine the information we have gathered about you with information from other sources.
Where you provide “prior express consent” within the meaning of the Telephone Consumer Protection Act (47 USC § 227), and its implementing regulations adopted by the Federal Communications Commission (47 CFR § 64.1200), as amended from time-to-time (“TCPA”), you consent to receive, from National Bitcoin, telephone calls, including artificial voice calls, pre-recorded messages and/or calls (including text alerts via SMS text messages delivered via automated technology, to the telephone number(s) that you provided. Please note that you are not required to provide this consent in order to obtain access to the National Bitcoin Offerings, and your consent simply allows National Bitcoin to contact you via these means. Please be advised that by agreeing to this Privacy Notice, you are obligated to immediately inform us if and when the telephone number that you have previously provided to us changes. Without limiting the foregoing, if you: (a) have your telephone number reassigned to another person or entity; (b) give up your telephone number so that it is no longer used by you; (c) port your telephone number to a landline or vice versa; or (d) otherwise stop using that telephone number for any reason (collectively “Phone Number Change”), you agree that you shall promptly notify National Bitcoin of the Phone Number Change via e-mail at: help@nationalbitcoinatm.com.
We reserve the right to release current or past personal information (including Sensitive Information): (i) in the event that we believe that the National Bitcoin Offerings are being or have been used in violation of the Terms and Conditions or to commit unlawful acts; (ii) if the information is subpoenaed; (iii) if we are sold, merge with a third party or are acquired by a third party (collectively, “M&A Transactions”) (including where we share your personal information, including Sensitive Information, in connection with the due diligence process associated with a potential M&A Transaction); or (iv) if we are the subject of bankruptcy proceedings; provided, however, that if National Bitcoin is involved in a bankruptcy proceeding, merger, acquisition or sale of all or a portion of its assets, you will be notified via e-mail and/or a prominent notice on the National Bitcoin Venues of any change in ownership or uses of your personal information, as well as any choices that you may have regarding your personal information.
You hereby consent to the disclosure of any record or communication to any third party when we, in our sole discretion, determine the disclosure to be required by applicable law, including sharing your e-mail address with third-parties for suppression purposes in compliance with the CAN-SPAM Act of 2003, as amended from time to time, and other e-mail marketing laws. Users should also be aware that courts of equity, such as U.S. Bankruptcy Courts, might have the authority under certain circumstances to permit personal information to be shared or transferred to third-parties without permission.
Credit Card and/or Debit Card Transactions
National Bitcoin utilizes third party service providers to provide credit and debit card payment processing services. If you choose to purchase National Bitcoin Cryptocurrencies, the credit or debit card information provided will be shared with our contracted third-party payment processing service provider(s). National Bitcoin requires that its third-party payment processing service provider(s) has/have in place privacy policies and practices consistent with this Privacy Notice; provided, however, that we cannot guarantee the privacy practices of our third-party payment processing service provider(s).
Non-Personal Information Collection and Use
Please see our Privacy Provisions for California Residents below for more details regarding the categories and types of non-personal information collected.
–Computer IP Addresses/Browser Type: We may collect certain non-personally identifiable information about you and your desktop computer when you access the Kiosks and/or visit the Site. This non-personally identifiable information includes, without limitation, the type of browser that you use (e.g., Safari, Chrome, Internet Explorer), your IP address, the type of operating system that you use (e.g., Windows or iOS) and the domain name of your Internet service provider (e.g., Verizon, AT&T). We use the non-personally identifiable information that we collect to improve the design and content of the National Bitcoin Offerings and to enable us to personalize your Internet experience. We also may use this information in the aggregate to analyze usage of the National Bitcoin Offerings.
–Cookies: When a user visits the Site and/or interacts with one of our commercial e-mail messages, we send one (1) or more cookies and/or gif files (collectively, “Cookies”) to assign an anonymous, unique identifier to the applicable user’s computer and/or mobile device, as applicable. A Cookie is a piece of data stored on your hard drive containing non-personally identifiable information about you. Cookies have many benefits to enhance your experience with the National Bitcoin Offerings, as applicable. To find out more about Cookies, please visit www.cookiecentral.com. We use Cookies to improve the quality of the National Bitcoin Offerings, including for storing user preferences and tracking Site usage (such as pages opened and length of stay at the Site, as applicable).
Most Internet browsers are initially set up to accept Cookies, but you can reset your browser to refuse all Cookies or to indicate when a Cookie is being sent. To disable and reject certain Cookies, follow the instructions associated with your Internet browser. Even in the case where a user rejects a Cookie, he or she may still use the National Bitcoin Offerings; provided, however, that certain functions of the National Bitcoin Offerings may be impaired or rendered inoperable if the use of Cookies is disabled. We reserve the right to retain Cookie data indefinitely.
–Behavioral Tracking: National Bitcoin and its third-party partners, such as Google®, use Cookies, pixels and other tracking technology (collectively, “Tracking Technology”) to analyze trends, administer the National Bitcoin Venues, track users’ movements around/within the National Bitcoin Venues and to gather demographic information about our user base as a whole. To the greatest extent permissible under applicable law, we are not responsible for the tracking practices of third-parties in connection with the Site.
National Bitcoin and its third-party partners, such as Google®, use Cookies, pixels and other tracking technology (collectively, “Tracking Technology”) to analyze trends, administer the National Bitcoin Venues, track users’ movements around/within the National Bitcoin Venues and to gather demographic information about our user base as a whole. Our third-party partners may use Tracking Technology to gather information about your activities on the Site and other websites in order to provide you with certain National Bitcoin advertising based upon your browsing activities and interests. To the greatest extent permissible under applicable law, we are not responsible for the tracking practices of third-parties in connection with the Site.
In addition, users may be able to disable some, but not all, of this tracking activity by utilizing the “Do Not Track” setting or similar options within most major Internet browsers. Further, users may be able to opt-out of this form of tracking utilizing the options made available by the Network Advertising Initiative or Digital Advertising Alliance. Please note that opting out of this tracking activity does not opt you out of being served advertising. Even where you opt out of this tracking activity, you will continue to receive generic ads.
–Cross Device Tracking: National Bitcoin may track users’ use of the National Bitcoin Offerings across various devices, including our Kiosks, your personal computer and your mobile device, in order to optimize and personalize your National Bitcoin Offerings experience. National Bitcoin may collect certain of your personal information across various devices. Please be advised that where you opt-out of having your use of the National Bitcoin Offerings tracked across devices, you may need to upload certain information multiple times and/or input your log-in information multiple times.
–Aggregate Data: National Bitcoin reserves the right to transfer and/or sell aggregate or group data about users of the National Bitcoin Offerings for lawful purposes. Aggregate or group data is data that describes the demographics, usage and other characteristics of users as a group, without disclosing personally identifiable information.
Security of Your Personal Information
National Bitcoin endeavors to safeguard and protect our users’ personal information. When users make personal information available to us, their personal information is protected both online and offline (to the extent that we maintain any personal information offline). Where our registration/application process prompts users to enter Sensitive Information (such as bank account information, driver’s license/ID card number, Social Security Number and credit card information), and when we store and transmit such Sensitive Information, we have implemented security measures to ensure the confidentiality of such information.
Access to your personal information is strictly limited, and we take reasonable security measures to ensure that your personal information is not accessible to the public. All of our users’ personal information is restricted in our offices, as well as the offices of our third-party service providers. Only employees or third-party agents who need user personal information to perform a specific job are granted access to user personal information. Our employees are dedicated to ensuring the security and privacy of all user personal information. Employees not adhering to our firm policies are subject to disciplinary action. The servers that we store user personal information on are kept in a secure physical environment. We also have security measures in place to protect the loss, misuse, destruction and alteration of personal information under our control.
Please be advised, however, that while we take every reasonable precaution available to protect your data, no storage facility, technology, software, security protocols or data transmission over the Internet or via wireless networks can be guaranteed to be 100% secure. Computer hackers that circumvent our security measures may gain access to certain portions of your personal information, and technological bugs, errors and glitches may cause inadvertent disclosures of your personal information; provided, however, that any attempt to breach the security of the network, our Kiosks, servers, databases or other hardware or software may constitute a crime punishable by law. For the reasons mentioned above, we cannot warrant that your personal information will be absolutely secure. Any transmission of data at or through the National Bitcoin Venues, other National Bitcoin Offerings or otherwise via the Internet or wireless networks, is done at your own risk.
In compliance with applicable federal and state laws, we shall notify you and any applicable regulatory agencies in the event that we learn of an information security breach with respect to your personal information. You will be notified via e-mail in the event of such a breach. Please be advised that notice may be delayed in order to address the needs of law enforcement, determine the scope of network damage, and to engage in remedial measures.
Children’s Privacy
Please see our Privacy Provisions for California Residents below for more details regarding the personal information of minors.
Visitors under eighteen (18) years of age are not permitted to use and/or submit their personal information via the National Bitcoin Venues. National Bitcoin does not knowingly solicit or collect information from visitors under eighteen (18) years of age.
Opt-Out/Unsubscribe
Please see our Privacy Provisions for California Residents below for instructions on how California Residents can opt-out of the sale/sharing of their personal information to/with third parties.
To opt-out of receiving e-mail and other forms of communication from us, you can: (a) follow the instructions included in the applicable e-mail message or other communication; or (b) e-mail us at: help@nationalbitcoinatm.com.
Notwithstanding the foregoing, we may continue to contact you for the purpose of communicating information relating to your request for National Bitcoin Offerings, as well as to respond to any inquiry or request made by you. To opt-out of receiving National Bitcoin Offerings-related and/or inquiry response-related messages from National Bitcoin, you must cease requesting and/or utilizing the National Bitcoin Offerings and/or cease submitting inquiries to National Bitcoin, as applicable.
Deleting, Modifying, and Updating Your Information
Please see our Privacy Provisions for California Residents below for instructions on how California Residents can access and/or delete personal information that we have collected.
At your request, we may, subject to certain conditions and restrictions, do the following: (a) inform you of what personal information we have on file for you; (b) amend the personal information that we have on file for you; and/or (c) remove personal information that you have provided to us, or that we have otherwise collected. You may do so by e-mailing us at: help@nationalbitcoinatm.com. We ask individual users to identify themselves and the information requested to be accessed, corrected or removed before processing such requests, and, to the extent permitted by applicable law, we may decline to process requests that are unreasonably repetitive or systematic, require disproportionate technical effort, jeopardize the privacy of others or would be extremely impractical (for instance, requests concerning information residing on backup tapes).
Please be advised that deleting your personal information may terminate your access to certain of the National Bitcoin Offerings or may be prohibited by applicable law. If you wish to continue using the full complement of National Bitcoin Offerings, you may not be able to delete all of the personal information that we have on file for you.
Please be further advised that, after you delete your personal information, residual copies may take a period of time before they are deleted from our active servers and may remain in our backup systems.
Transfer of Personal Information Internationally
If you are accessing the National Bitcoin Venues from a country other than the country in which our servers are located, your communications with us may result in the transfer of information across international boundaries. By visiting or accessing the National Bitcoin Venues and/or otherwise communicating electronically with us, you consent to such transfers. Even if your jurisdiction does not have the same privacy laws as the jurisdiction where our servers are located, we will treat your information as subject to the protections described in this Privacy Notice.
Changes to this Privacy Notice
National Bitcoin reserves the right to change or update this Privacy Notice at any time by posting a notice on the Site and the user interface associated with the Kiosks that we are changing our Privacy Notice. If the manner in which we use personal information changes, National Bitcoin will notify users by: (a) sending the modified policy to our users via e-mail; and/or (b) by any other reasonable means acceptable under applicable state and federal law. You will have a choice as to whether or not we use your information in this different manner and we will only use your information in this different manner where you opt-in to such use.
Contact Us
If you have any questions about this Privacy Notice or our privacy practices in general, you may e-mail us as at: help@nationalbitcoinatm.com; or send us U.S. Mail to: Westcliff Technologies, Inc. (d/b/a National Bitcoin ATM), 237 A St #10101 San Diego CA 92101.
California Consumer Privacy Act Notice
These Privacy Provisions for California Residents (“Privacy Provisions”) supplement, and do not limit in any way, the Privacy Notice set forth above. These Privacy Provisions apply solely to residents of the State of California (“CA Users”). We adopt these Privacy Provisions in compliance with the California Consumer Privacy Act of 2018 (“CCPA”). Any terms defined in the CCPA have the same meaning when used in these Privacy Provisions. CA Users with disabilities who wish to access these Privacy Provisions in an alternative format can contact us by emailing us at: help@nationalbitcoinatm.com; or sending us U.S. Mail to: Westcliff Technologies, Inc. (d/b/a National Bitcoin ATM), 237 A St #10101 San Diego CA 92101.
–Categories of Information We Collect: We collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular CA User or device (“personal information”). In particular, we have collected the following categories of personal information from CA Users within the last twelve (12) months:
CategoryExamplesCollectedA. Identifiers.A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, telephone number, or other similar identifiers.YesB. Personal information categories listed in the California Customer Records Statute (Cal. Civ. Code § 1798.80(e)).A name, signature, Social Security number, physical characteristics or description, postal address, telephone number, passport number, driver’s license or State identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information. Some personal information included in this category may overlap with other categories.YesC. Protected classification characteristics under California or federal law.Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information).YesD. Commercial information.Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.YesE. Biometric information.Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data.YesF. Internet or other similar network activity.Browsing history, search history, information on a CA User’s interaction with a website, application or advertisement.YesG. Geolocation data.Physical location or movements.YesH. Sensory data.Audio, electronic, visual, thermal, olfactory, or similar information.YesI. Professional or employment-related information.Current or past job history or performance evaluations.NoJ. Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)).Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records.No.K. Inferences drawn from other personal information.Profile reflecting a person’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.YesPersonal Information does not include: Publicly available information from government records; De-identified or aggregated CA User information; Information excluded from the CCPA’s scope, such as: health or medical information covered by the Health Insurance Portability and Accountability Act of 1996 (HIPAA) and the California Confidentiality of Medical Information Act (CMIA) or clinical trial data; and
personal information covered by certain sector-specific privacy laws, including the Fair Credit Reporting Act (FRCA), the Gramm-Leach-Bliley Act (GLBA) or California Financial Information Privacy Act (FIPA), and the Driver’s Privacy Protection Act of 1994.
We obtain the categories of personal information listed above from the following categories of sources (with the specific categories of personal information indicated in parenthesis) directly from our CA Users. For example, from online and Kiosk-based registration forms that our CA Users submit to us in connection with the products and/or services that we offer by and through the National Bitcoin Venues (Categories A, B, C, D, E, G, H, and K).
Personal Information obtained indirectly from our CA Users. For example, through information we collect from our CA Users in the course of providing our products and/or services to them (Categories A, B, C, D, E, F and G).
Directly and indirectly from activity on the National Bitcoin Venues. This includes the type of browser that the CA User uses (e.g., Safari, Chrome, Internet Explorer), CA User IP address, the type of operating system used by the CA User (e.g., Windows or iOS) and the domain name of the CA User’s Internet Service Provider. In addition, we obtain certain National Bitcoin Venue usage details and analytics as same are collected automatically by us and our third party partners (Categories F and G).
From third-parties that interact with us in connection with the products and/or services that we offer to our CA Users. For example, third party entities that assist us in sending direct and electronic mail, removing duplicate information from CA User lists, analyzing data and providing marketing analysis (Categories A, B, C, D, E, F and G).
–Use of Personal Information: Subject to your right to limit our ability to use the sensitive personal information that we collect from you, we may use or disclose the personal information (including: (a) name; (b) date of birth; (c) mailing/billing address; (d) e-mail address; (e) telephone number; (f) your credit card information, debit card information and/or bank account information (where purchasing Cryptocurrencies); (g) certain biometric information used to confirm your identity; and (h) certain identification-related data (such as your Social Security Number, driver’s license number and related information, and passport number and related information)) that we collect for one or more of the following business purposes (with the specific categories of personal information indicated in parenthesis):
To fulfill or meet the reason for which the information is provided. For example, if you provide us with personal information in connection with your request for products and/or services, we will use that information to process your request (Categories A, B, C, D, E, F, G, H, and K);
To provide you with information, products or services that you request from us (Categories A, B, C, D, E, F and G);
To create, maintain, customize and secure your account with us, as applicable (Categories A, B, C, D, E, F and G);
To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including the Terms and Conditions associated with the National Bitcoin Venues (Categories A, B, C, D, E, F and G);
To improve the National Bitcoin Venues and better present their respective contents to you;
For customer service purposes and to respond to inquiries from you (Categories A, B, C, D, E, F and G);
For testing, research, analysis and product development (Categories A, B, C, D, E, F and G);
As necessary or appropriate to protect our rights, property or safety, and that of our customers or others (Categories A, B, C, D, E, F and G);
To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations (Categories A, B, C, D, E, F, G, H, and K);
As described to you when collecting your personal information or as otherwise set forth in the CCPA (Categories A, B, C, D, E, F and G); and
To evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation or similar proceeding, in which personal information held by us is among the assets transferred (Categories A, B, C, D, E, F, G, and K).
We will not collect additional categories of personal information or use the personal information we collected for materially different, unrelated or incompatible purposes without providing you with notice.
–Sharing Personal Information: Subject to your right to opt-out of such sharing/sale, we may share your personal information (including: (a) name; (b) date of birth; (c) mailing/billing address; (d) e-mail address; (e) telephone number; (f) your credit card information, debit card information and/or bank account information (where purchasing Cryptocurrencies); (g) certain biometric information used to confirm your identity; and (h) certain identification-related data (such as your Social Security Number, driver’s license number and related information, and passport number and related information)) for the other business purposes set forth above.
When we disclose personal information to a third party service provider or other entity, we enter into a contractual relationship that describes the purpose for which such third party may use the personal information and requires that third party to both keep the personal information confidential and not use it for any purpose other than the performance of its services under the applicable contract. Please note, we do not collect information from CA Users that we actually know are less than eighteen (18) years of age and we do not share or sell the personal information of CA Users that we actually know are less than eighteen (18) years of age. Without limiting the foregoing, we have not shared or sold the personal information of CA Users that we actually know are less than eighteen (18) years of age in the preceding twelve (12) months.
In the preceding twelve (12) months, we have disclosed the following categories of personal information for a business purpose:
Category A Identifiers.
Category B California Customer Records personal information categories
Category C Protected classification characteristics under California or federal law
Category D Commercial information
Category E Biometric information
Category F Internet or other similar network activity
Category G Geolocation data
We disclose your personal information (including: (a) name; (b) date of birth; (c) mailing/billing address; (d) e-mail address; (e) telephone number; (f) your credit card information, debit card information and/or bank account information (where purchasing Cryptocurrencies); (g) certain biometric information used to confirm your identity; and (h) certain identification-related data (such as your Social Security Number, driver’s license number and related information, and passport number and related information)) for a business purpose to the following categories of third parties (with the specific categories of personal information indicated in parenthesis):
Our affiliates (Categories A, B, C, D, E, F and G).
Service providers (Categories A, B, C, D, E, F and G).
Third Parties to whom you authorize us to disclose your personal information in connection with the products and/or services that we provide to you (Categories A, B, C, D, E, F and G).
In the preceding twelve (12) months, we have not sold personal information to third parties.
–Retention of Personal Information: National Bitcoin may retain the categories of personal information set forth below for the period that is the greater of: (a) as long as National Bitcoin believes necessary; (b) as long as necessary to comply with National Bitcoin’s legal obligations (such as the requirements imposed by the Bank Secrecy Act), resolve disputes and/or enforce its agreements; and/or (c) as long as needed to provide CA Users with the products and/or services requested by such CA Users via the National Bitcoin Venues:
Category A Identifiers.
Category B California Customer Records personal information categories
Category C Protected classification characteristics under California or federal law
Category D Commercial information
Category E Biometric information
Category F Internet or other similar network activity
Category G Geolocation data
National Bitcoin in accordance with our record keeping obligations, will retain personal information for at least a period of five (5) years after a user last uses the National Bitcoin services.
–Your Rights and Choices: The CCPA provides CA Users (California residents) with specific rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights.
Opt-Out from the Sale of Your Personal Information: You have the right to opt-out of our sale of your personal information to third parties. To exercise your right to opt-out of our sale of your personal information to third parties, please submit a verifiable CA User request to us by either emailing us at: help@nationalbitcoinatm.com; or sending us U.S. Mail to: Westcliff Technologies, Inc. (d/b/a National Bitcoin ATM), 237 A St #10101 San Diego CA 92101.
We will endeavor to act on all opt-out requests as soon as practicable.
Opt-Out from the Sharing of Your Personal Information: You have the right to opt-out of our sharing your personal information to third parties. To exercise your right to opt-out of our sharing of your personal information to third parties, please submit a verifiable CA User request to us by either emailing us at: help@nationalbitcoinatm.com; or sending us U.S. Mail to: Westcliff Technologies, Inc. (d/b/a National Bitcoin ATM), 237 A St #10101 San Diego CA 92101.
Opt-Out from the Use and/or Sharing of Your Sensitive Personal Information: You have the right to limit our use of your Sensitive Information, including any Sensitive Information from Category B (California Customer Records personal information), Category C (Protected classification characteristics under California or federal law) and/or Category E (Biometric information), to those uses which: (i) are necessary to perform the services or provide the goods requested by you; (ii) help us to ensure security and integrity of your personal information to the extent the use of your sensitive personal information is reasonably necessary and proportionate for these purposes; (iii) are short-term, transient uses including, but not limited to, non-personalized advertising shown as part of your then-current interaction with the applicable National Bitcoin Venue, provided that your personal information is not disclosed to another third party and is not used to build a profile about you or otherwise alter your experience outside the then-current interaction with the applicable National Bitcoin Venue; (iv) involve performing services on behalf of National Bitcoin, including maintaining or servicing accounts, providing customer service, processing or fulfilling orders and transactions, verifying customer information, processing payments, providing financing, providing analytic services, providing storage, or providing similar services on behalf of National Bitcoin; and (v) include activities to verify or maintain the quality or safety of a service or device that is owned, manufactured, manufactured for, or controlled by, National Bitcoin, and to improve, upgrade, or enhance the service or device that is owned, manufactured, manufactured for, or controlled by, National Bitcoin.
You also have the right opt-out of our sharing your Sensitive Information with third parties, including any Sensitive Information from Category B (California Customer Records personal information), Category C (Protected classification characteristics under California or federal law) and/or Category E (Biometric information).
To exercise your right to limit our use of your Sensitive Information and/or opt-out of our sharing your sensitive personal information with third parties, please submit a verifiable CA User request to us by either emailing us at: help@nationalbitcoinatm.com; or sending us U.S. Mail to: Westcliff Technologies, Inc. (d/b/a National Bitcoin ATM), 237 A St #10101 San Diego CA 92101.
Access to Specific Information and Data Portability Rights: You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past twelve (12) months. Once we receive and confirm your verifiable CA User request, we will disclose to you:
The categories of personal information we collected about you;
The categories of sources for the personal information we collected about you;
Our business or commercial purpose for collecting or selling that personal information;
The categories of third parties with whom we have shared that personal information; and/or
The specific pieces of personal information we collected about you (also called a data portability request).
If we sold or disclosed your personal information for a business purpose, two separate lists disclosing:
sales, identifying the personal information categories that each category of recipient purchased; and
disclosures for a business purpose, identifying the personal information categories that each category of recipient obtained.
Deletion Request Rights: You have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions (including, but not limited to, the Bank Secrecy Act). Once we receive and confirm your verifiable CA User request, we will delete (and direct our service providers to delete) your personal information from our (their) records, unless an exception applies; provided, however, that in some cases, strictly for regulatory compliance purposes and to better evidence/honor opt-out/unsubscribe requests (and for no other purposes), we may retain certain items of your personal information on a de-identified and aggregated basis in such a manner that the data no longer identifies you.
We may deny your deletion request if retaining the information is necessary for us or our service providers to:
Complete the transaction for which we collected the personal information, provide a good or service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform our obligations in connection with our contract/relationship with you;
Detect security incidents, protect against malicious, deceptive, fraudulent or illegal activity, or prosecute those responsible for such activities;
Debug products to identify and repair errors that impair existing intended functionality;
Exercise free speech rights, ensure the right of another CA User to exercise her/his free speech rights or exercise another right provided for by law;
Comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 seq.);
Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the information’s deletion may likely render impossible or seriously impair the research’s achievement, but only if you previously provided informed consent;
Enable solely internal uses that are reasonably aligned with CA User expectations based on your relationship with us;
Comply with a legal obligation; and/or
Make other internal and lawful uses of that information that are compatible with the context in which you provided it.
Exercising Access, Data Portability and Deletion Rights: To exercise your access, data portability and/or deletion rights described above, please submit a verifiable CA User request to us by either emailing us at: help@nationalbitcoinatm.com; or sending us U.S. Mail to: Westcliff Technologies, Inc. (d/b/a National Bitcoin ATM), 237 A St #10101 San Diego CA 92101.
Only you or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable CA User request related to your personal information.
You may only make a verifiable CA User request for access or data portability twice within a twelve (12) month period. The verifiable CA User request must:
Provide sufficient information that allows us to reasonably verify that you are: (1) the person about whom we collected personal information; or (2) an authorized representative;
Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.
We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm that the personal information relates to you. Making a verifiable CA User request does not require that you create an account with us. We will only use personal information provided in a verifiable CA User request to verify the requestor’s identity or authority to make the request.
Response Timing and Format: We endeavor to respond to all verifiable CA User requests within forty-five (45) days of the receipt thereof. If we require more time (up to ninety (90) days), we will inform you of the reason and extension period in writing. We will deliver our written response by mail or electronically, at your option. Any disclosures that we provide will only cover the twelve (12) month period preceding the receipt of your verifiable request. The response that we provide will also explain the reasons that we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance.
We do not charge a fee to process or respond to your verifiable CA User request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.
–Non-Discrimination: We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not:
Deny you goods or services;
Charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties;
Provide you a different level or quality of goods or services; and/or
Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.
–Changes to These Privacy Provisions: We reserve the right to amend these Privacy Provisions in our discretion and at any time. When we make changes to these Privacy Provisions, we will notify you by email or through a notice on the Site’s homepage and user interface associated with the Kiosks.
–Contact Information: If you have any questions or comments about these Privacy Provisions, our Privacy Notice, the ways in which we collect and use your personal information, your choices and rights regarding such use, or wish to exercise your rights under California law, please do not hesitate to contact us by either emailing us at: help@nationalbitcoinatm.com; or sending us U.S. Mail to: Westcliff Technologies, Inc. (d/b/a National Bitcoin ATM), 237 A St #10101 San Diego CA 92101.
Disclaimer
Westcliff Technologies, Inc. d/b/a National Bitcoin ATM (“Westcliff Technologies”, “National Bitcoin”, “Us”, “We”, or “Our”, and collectively referred to as “National Bitcoin” or “National Bitcoin Affiliates”) and any other related entities, welcomes visitors (“You”, “Your”, or “Customer”) to its online service (“Service”). By using its Service, You are agreeing to the following Disclaimer whether or not You are a registered National Bitcoin user. IF YOU DO NOT AGREE TO THE CURRENT DISCLAIMER, PLEASE DO NOT USE THIS SERVICE. YOUR USE OF THE SERVICE CONSTITUES ACCEPTANCE OF ALL OF THE TERMS OF THE DISCLAIMER HEREIN.
Status of Account
YOUR ACCOUNT WITH US IS NOT AND WILL NOT BE CONSIDERED A BANK ACCOUNT. OUR SERVICES ARE NOT FINANCIAL INSTRUMENTS, AND WE ARE NOT A REGULATED FINANCIAL INSTUTION. NATIONAL BITCOIN IS A REGULATED MONEY SERVICE BUSINESS. NO INTEREST WILL BE PAID ON ANY FUNDS OR CURRENCY YOU USE TO PURCAHSE OR TRADE FOR ANY OTHER CURRENCY WITH OTHER MEMBERS, AND SUCH CURRENCY IS NOT INSURED BY THE COMPANY OR ANY GOVERNMENT AGENCY. ALL CURRENCY TRADED OR PURCHASED BY YOU WILL BE ASSOCIATED WITH YOUR ACCOUNT UNTIL USED TO TRADE WITH OTHER MEMBERS.
Disclosure of Material Risks
National Bitcoin is a United States’ Department of Treasury-registered Money Service Business, as above-mentioned. You may check the Financial Crimes Enforcement Network’s website (www.fincen.gov) to confirm National Bitcoin’s registration.
IN NO EVENT SHALL NATIONAL BITCOIN AFFILIATES BE LIABLE FOR ANY INVESTMENT GAIN/LOSS YOU INCUR DURING YOUR INVESTMENTS. INVESTING IN CRYPTOCURRENCIES IS RISKY, THE PAST PERFORMANCES OF ANY PERSON(S) DO NOT GUARANTEE THEIR FUTURE PERFORMANCES. IF YOU INVEST BASED ON THE INFORMATION PROVIDED ON THIS WEBSITE, IT MEANS THAT YOU ACCEPT THE TERMS AND CONDITIONS OF USING THIS WEBSITE. YOU ARE 100% RESPONSIBLE FOR ANY OF YOUR OWN ACTIONS.
This disclaimer of liability applies to any damages or injury caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of record, whether for breach of contract, tortuous behavior, negligence, or under any other cause of action.
Disclaimer of Warranty
You expressly agree that use of the National Bitcoin Affiliates, Exchange, and Services is at Your own and sole risk. You also understand and agree that any material and/or data downloaded or otherwise obtained through the use of the National Bitcoin Affiliates and Services or any of the materials contained therein is done at Your own discretion and risk and that You will be solely responsible for any damage to Your computer system or loss of data that results from the download of such material and/or data. The National Bitcoin Affiliates, Exchange, and Services, and all materials contained therein, are provided “as is” without warranty of any kind, either express or implied, including but not limited to, any implied warranties of merchantability, fitness for a particular purpose, title, or non-infringement.
National Bitcoin Affiliates make no representations or warranties that the National Bitcoin Affiliates, Exchange, and Services, or any materials contained therein, will be uninterrupted, timely, secure, or error free; nor does National Bitcoin Affiliates make any representations or warranties as to the quality, suitability, truth, usefulness, accuracy, or completeness of the National Bitcoin Affiliates, Exchange, and Services or any of the materials contained therein.
You understand that National Bitcoin Affiliates cannot and does not guarantee or warrant files available for downloading from the Internet will be free of viruses, worms, Trojan horses, or other code that may manifest contaminating or destructive properties. National Bitcoin Affiliates does not assume any responsibility or risk for Your use of the Internet.
National Bitcoin Affiliates make no warranty regarding any transaction entered into through the National Bitcoin Affiliates, Exchange, or Services, and National Bitcoin Affiliates are not responsible for any use of confidential or private information by users or third-parties. National Bitcoin Affiliates are NOT responsible for the XBT market, and National Bitcoin Affiliates make no representations or warranties concerning the value of virtual currency of any kind. You understand and agree that the value of virtual currencies can be volatile and National Bitcoin Affiliates are not in any way responsible or liable for any losses You may incur by holding or trading virtual currencies, even if the National Bitcoin Affiliates or Services are delayed, suspended, or interrupted for any reason. The warranties and representations set forth in this Disclaimer are the only warranties and representations made by Us with respect to this Disclaimer and the Services, and are in lieu of any and all other warranties, written or oral, express or implied, that may arise either by agreement between the parties or by operation of law or otherwise, including warranties of merchantability and fitness for a particular purpose which are excluded to the fullest extent permitted by applicable laws. None of these warranties and representations will extend to any third person.